Relocate to St George UT

Coral Canyon Master Planned Community near St George Utah Real Estate Market Report~November 2011 is as follows:

5 Coral Canyon homes have sold in the month of November:

1 home sold for between $100,000 and $150,000
1 home sold for between $150,000 and $200,000
3 homes sold for between $200,000 and $300,000

There were 46 homes for sale in the Coral Canyon Master Planned Community in November 2011 which is a 19.3% decrease from November 2010 when there were 57 homes for sale.

Sales in Coral Canyon decreased by 37.5% in November 2011-5 homes sold in November 2011 compared to 8 homes that sold in November 2010.

Average sales price for a home in Coral Canyon in November 2011 was $196,938.  Average sales price is -26.61% in November 2011 from November 2010 when the average sales price was $268,338.

Coral Canyon in Washington Utah is a beautifully master planned community situated on 2,600 acres. Coral Canyon is home to a championship 18 hole golf course with panoramic views of the red rocks which surround it.The close proximity to I-15 make it the perfect community for home owners coming from the north. Far enough away from the hustle and bustle of town to enjoy the majesty of the red rocks, yet just 5 minutes to shopping, theaters and Red Cliffs Mall.

If you’re interested in homes for sale in the Coral Canyon Community or any other St George Utah real estate, please feel free to give me a call or drop me an email. I’ll be glad to provide you with more information and answer any questions you may have.

The above information was taken from data on the Washington County Utah MLS. Neither the Washington County MLS, Stout & Associates Realty or Erika Rogers  guarantees or is responsible for its accuracy.  Market data does not show FSBO, non broker members listings, or listings not published.

Sun River St George is the premier active adult community in southern Utah. Many residents of Sun River compare it to a cruise on land!

Residents of Sun River can enjoy golf, lawn bowling, horseshoes, walking, biking and pickleball to name a few of the amenities offered.  Don’t mistake that Sun River St George is  a “rest home”.  It is probably the furthest thing from it! There is a calendar full of events and activities provided for it’s residents to enjoy.

The holidays are especially enjoyable in SunRiver St George! There’s always lots of social events during the months of November and December.  Many of them are held in the spectacular ballroom located at the community center at Sun River.

As of 11/15/11 there are 49 homes for sale in Sun River St George priced from $135,000 to $799,900.  Of those 49 homes there are currently no bank owned properties or short sales.

From 10/1/11 through 11/15/11 there has been 17  homes sold in Sun River and 9 of those were under $200,000.

For a year over year comparison-

• Median List Price in October 2011 was $254,950-October 2010  was $239,925.
• Median Sales price in October 2011 was $199,500-October 2010 was $397,558. 

That’s a 49.82% decrease in median sales price from last year.

Prices are fabulous, inventory is plentiful and interest rates are at historic lows making this a wonderful time to purchase a home in SunRiver St George!

If you have any questions about Sun River St George or would like more information about St George Utah real estate please feel free to email or call me, or visit my website, relocatetosunnystgeorge.

The above information was taken from data on the Washington County Utah MLS. Neither the Washington County MLS, Stout & Associates Realty or Erika Rogers  guarantees or is responsible for its accuracy.  Market data does not show FSBO, non broker members listings, or listings not published.

Snow birds from northern Utah, Montana, Wyoming and Idaho love Coral Canyon as do many vacation/second  home buyers. Coral Canyon in Washington Utah is a beautifully master planned community situated on 2,600 acres. Coral Canyon is home to a championship 18 hole golf course with panoramic views of the red rocks which surround it.The close proximity to I-15 make it the perfect community for home owners coming from the north.

No need to travel into St George because exit 16 takes you directly into Coral Canyon! There are approximately 10 miles of hiking/biking trails incorporated in this community for residents to enjoy. There’s also a fabulous clubhouse with tennis courts, indoor and outdoor pools and a fitness center. Coral Canyon also has several parks scattered throughout the community for residents and visitors alike!

Coral Canyon offers some of the lowest hoa fees in the area and provides a lot of amenities for it’s residents. Far enough away from the hustle and bustle of town to enjoy the majesty of the red rocks, yet just 5 minutes to shopping, theaters and Red Cliffs Mall. You can practically walk to a great little fishing hole, Razor Ridge Park from Coral Canyon too.

Inventory of Coral Canyon homes for sale has increased slightly over the last month. Sales have remained steady for the months of October/November. There have been 6 homes sold in Coral Canyon since October 1, 2011. Four of the homes sold for for less than $200,000 and one of those was a short sale. The other two homes sold for just under $260,000.  The current available inventory is at 37 homes. Average sales price of homes in Coral Canyon for the last 6 weeks has been $180,828.

As of 11/14/2011 there are 37 active listings in the Coral Canyon community priced from $157,000 to $799,000.

Currently there are 12 homes under contract, pending sale in Coral Canyon, two of which are short sales.

The above information was taken from data on the Washington County Utah MLS. Neither the Washington County MLS, Stout & Associates Realty or Erika Rogers  guarantees or is responsible for its accuracy.  Market data does not show FSBO, non broker members listings, or listings not published.

Don’t forget to order your Thanksgiving pies from Crowshaw’s Gourmet Pies in St George Utah this year! The holiday is quickly approaching and Croshaw’s limits the number of pie orders they take, so order early. Choose from their yummy pumpkin pie, delicious pecan pie, fruity apple pie or tangy mint along with a couple of sugar free pies.

Croshaw’s Gourmet Pies is located in the heart of downtown St George at 175 W. 900 S. #8. Croshaw’s phone number is 435-628-1700. It’s tucked back behind a bank and sandwich shop off of Bluff Street, so you have to look a little for it.

A handmade pumpkin or pecan pie from Croshaw’s has becom a Thanksgiving tradition for many families here in St George. You don’t want to risk the case being empty the day before Thanksgiving, so be sure to pre order them several weeks in advance. That way, you’re guaranteed to have the most delicious dessert at your table!

Entrada at Snow Canyon is an exclusive, guard-gated community in St George Utah. Located near Snow Canyon Park in St. George Utah, Entrada  offers panoramic views of the sun drenched red rocks of Southern Utah. Stretched across acres of desert landscape against a back drop of sand stone cliffs, rolling dunes, black lava beds and rugged arroyos, Entrada features the amenities and lifestyle that has earned accolades from members and visitors alike.

In October 2011 there were 33 active home listings in Entrada at Snow Canyon with prices from $249,900 to $2,899,900.  There were 5 homes pending sale including one gorgeous home priced at $1,700,000 and 5 homes sold in October. One of the sales was a fabulous home listed as a short sale originally priced for $1,100,000 in 2007.  It sold for $385,000!

Here’s some statistics for a year over year comparison of the real estate market in Entrada at Snow Canyon~

In October 2010 the average list price was $996,606 in October 2011 average list price was $860,625 which is a 13.64% decrease.  In Ocbtober 2010 the average sales price for a home in Entrada was $385,500 (there was only 1 sale), in October 2011 average sales price was $561,000.  In October 2011 there were 5 closings which brought the average sales price up 45.53% from the year before.

Entrada is hands down one of the best golf courses in southern Utah.  In fact, the Johnny Miller course is rated the number one year-round golf course in Utah, and it offers over 300 sunny days per year. The course was designed to offer golfers of every skill level an unforgettable world class golf experience. This par 72 golf course plays a challenging 7,280 yards from the championship tees.

If you’re interested in homes for sale in Entrada at Snow Canyon or any other St George Utah real estate, please feel free to give me a call or drop me an email. I’ll be glad to provide you with more information and answer any questions you may have.

The above information was taken from data on the Washington County Utah MLS. Neither the Washington County MLS, Stout & Associates Realty or Erika Rogers  guarantees or is responsible for its accuracy.  Market data does not show FSBO, non broker members listings, or listings not published.

St George Utah Real Estate Market Conditions for October 2011 experienced a little up tick in prices, but decrease in volume.  In September, 2011 the average sales price was $172,077, for October 2011 the average sales price was $205,684 which is approximately a 20% increase in sold prices! Sales were down from 264 homes sold in September to 231 homes sold in October which is a 12.5% decrease in number of units sold.

Inventory is still high, interest rates are at unheard of lows and opportunity abounds for purchasing a great deal in St George Utah!

St George Utah Real Estate Market Statistics for October 2011 are as follows~

Supply and Demand Report
For 10/1/2011 To 11/1/2011
Todays date: 11/2/2011
Price Range: 0 to 999,999,999,999

When you want a great mortgage rate, you will need to start with better FICO scores. Lenders go by your FICO credit score to determine your mortgage rate before your next home purchase. If you plan to purchase a home in the near future, you should keep in mind that the higher your score, the better mortgage rate you’ll qualify for.

Higher credit score – lower mortgage rate

The First Rule of Physics is an object in motion tends to stay in motion. So, you can look at your recent credit history to find the best way to predict a person’s behavior over the near and long-term future. A person that pays his bills on time will most likely continue to pay his bills on time in the near and far future. Therefore, the basis of credit scoring uses your past to predict your future. Mortgage lenders use your credit score to predict the future as to how you’ll pay your mortgage. After 3 months of not paying your mortgage payment, your loan will fall into default. Higher scores correlate with lower default risk which is why people with high scores tend to receive the lower rates. This goes for all types of loans such as conventional, jumbo and FHA mortgages.

In finance, lenders use the FICO scoring model exclusively. The three main credit bureaus in the United States are Equifax, Experian and TransUnion. Each offers a variety of credit scoring products and they are available for purchase on each company website. Prices range from free to a few hundred dollars. However, the nation’s mortgage lenders rely on a different credit model – the FICO model. FICO stands for Fair Isaac Corporation, which was invented in the 1950′s and is the mortgage industry standard for credit ratings today. Now, many people think FICO scores are what all credit scores are called, but that is not the case. And, FICO scores range from 300 – 850.

In 2008 with the major market losses both Fannie Mae and Freddie Mac introduced something called Loan Level Pricing Adjustments (LLPA). Loan level pricing adjustments are discount points added to the mortgage rate based on the risk the lender is taking by loaning money to the borrower. Discount points are loan fees paid at the time of closing. 1-discount point is equal to 1% of your loan. Example – $200,000 mortgage that has assessed 1 discount point will have $2000 in extra fees due at closing. Freddie Mac and Fannie Mae know that low credit scores have the highest default rate and therefore are assigned the highest costs to the highest risk borrowers.

This scale is a brief outline of how it works:

740+ FICO – No discounts points required. This is a low risk loan.

720-739 FICO – 0.250 discount points are charged to the borrower or $250 per $100,000 borrowed.

700-719 FICO – 0.750 discount points are charged to the borrower, or $750 per $100,000 borrowed.

680-699 FICO – 1.500 discount points are charged to the borrower, or $1,500 per $100,000 borrowed.

660-679 FICO – 2.500 discount points are charged to the borrower, or $2,500 per $100,000 borrowed.

If your credit score is not where you’d like it to be, you can take steps now to raise it. In some cases, you can improve your FICO score without changing your spending habits.

Please feel free to contact me at 435-229-8801 if I can assist you in any way with St. George, UT Real Estate or St. George, UT Homes for Sale. You can also search the entire St. George, UT MLS from my Facebook page at facebook.com/ErikaRogersStGeorgeRealtor . So, check it out!

Originally posted at: http://stgeorgeutahrealestateforsale.com/2011/11/start-with-better-fico-scores-for-better-mortgage-rates

My family had the chance to visit the Phoenix Zoo this summer and we thoroughly enjoyed it!  I’m partial to the San Diego Zoo, but was pleasantly surprised at all of the exhibits and activities available at the Phoenix Zoo.  Just as we were about to leave after a fun day, we spied these cheetahs relaxing in the cool grass. 

Kayenta in St George Utah is one of the highly sought after communities located at the base of Red Mountain. One of the benefits of buying a building lot for sale in Kayenta Desert Community is that there is no required time frame to begin building your dream home.  Many buyers are choosing to purchase a lot and hold onto it without that time constraint most planned developments enforce.

Prices have been affected in Kayenta just like everywhere else and deals abound!  Exquisite homes, unparalleled views and custom lots makes Kayenta a breath of fresh air! Far enough away from town for privacy and tranquility, yet close enough to run get a gallon of milk in just 5 minutes.

In Kayenta, each home owners privacy and quality of life is of utmost importance to the developer. Before any construction is started, great consideration is taken to ensure that views are not obstructed and privacy is ensured. This special attention to detail makes Kayenta a unique community and very desirable to those searching for fabulous views of the red rocks, peace and tranquility.

Currently there are 17 building lots for sale in Kayenta as well as a few more the developer has available.  Prices start at approximately $120,000 and go up depending on the size and location of the lot. If you’d like more information on building lots in Kayenta or homes for sale in Kayenta, please give me a call or send me an email.  I’ll be happy to help you.

The above information was taken from data on the Washington County Utah MLS. Neither the Washington County MLS, Stout & Associates Realty or Erika Rogers  guarantees or is responsible for its accuracy.  Market data does not show FSBO, non broker members listings, or listings not published.

Coral Canyon in Washington Utah is a beautifully master planned community situated on 2,600 acres. Coral Canyon is home to a championship 18 hole golf course with panoramic views of the red rocks which surround it.

Snow birds from northern Utah, Montana, Wyoming and Idaho love Coral Canyon as do many vacation/second  home buyers. The close proximity to I-15 make it the perfect community for home owners coming from the north. No need to travel into St George because exit 16 takes you directly into Coral Canyon! There are approximately 10 miles of hiking/biking trails incorporated in this community for residents to enjoy. There’s also a fabulous clubhouse with tennis courts, indoor and outdoor pools and a fitness center. Coral Canyon also has several parks scattered throughout the community for residents and visitors alike!

Coral Canyon offers some of the lowest hoa fees in the area and provides a lot of amenities for it’s residents. Far enough away from the hustle and bustle of town to enjoy the majesty of the red rocks, yet just 5 minutes to shopping, theaters and Red Cliffs Mall. You can practically walk to a great little fishing hole, Razor Ridge Park from Coral Canyon too.

Inventory of Coral Canyon homes for sale has increased slightly over the last month. Sales have increased dramatically for the months of September/October. There have been 9 homes sold in Coral Canyon since September 1, 2011. Two of the homes sold for for less than $200,000 and they were both short sales. Three homes were sold for between $200,000 and $300,000, two sold for under $330,000. The current available inventory is at 31 homes.

As of 10/19/2011 there are 31 active listings in the Coral Canyon community priced from $159,900 to $799,000.

Currently there are 12 homes under contract, pending sale in Coral Canyon, three of which are short sales.

The above information was taken from data on the Washington County Utah MLS. Neither the Washington County MLS, Stout & Associates Realty or Erika Rogers  guarantees or is responsible for its accuracy.  Market data does not show FSBO, non broker members listings, or listings not published.